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Pet Insurance/Older Cats

Best Pet Insurance for Older Cats

Senior cats have unique healthcare needs. Many pet insurance providers offer coverage for older cats, but policies vary significantly in what they cover and at what price.

Cats Age DifferentlyCats are considered senior at 11 years old
Lower Costs Than DogsCat insurance averages $15-40/month for seniors
Indoor Cats Live LongerIndoor cats average 15-17 years vs 2-5 for outdoor

Providers That Cover Senior Cats

Healthy Paws

No age limit for enrollment. Covers cats of all ages with the same comprehensive policy.

Max age: No upper limit

Embrace

Accepts cats up to 14 years old. Premiums increase with age.

Max age: 14 years

Lemonade

Covers kittens and adult cats up to 14 years at enrollment.

Max age: 14 years

Trupanion

Pets must be enrolled before their 14th birthday.

Max age: 14 years

Common Senior Cat Health Issues

Hyperthyroidism— Covered under illness
Chronic kidney disease— Covered, but expensive
Dental disease— Varies by policy
Heart disease— Covered under illness
Diabetes— Covered with ongoing treatment
Arthritis— Limited coverage
Vision loss— Limited coverage
Cognitive decline— Generally not covered

Get Quotes for Senior Cat Insurance

Compare personalized quotes from providers that cover older cats.

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